buying tips

Thinking about buying a home in Hamilton, Burlington, Stoney Creek, Ancaster or surrounding area? You've come to the right place. At Royal LePage State Realty, our goal is to help you make smart real estate choices. Buying a new home is a big decision, and there’s a lot you need to know before signing on the dotted line. In this section you’ll find information and advice about every step of the home buying process, from determining how much house you can afford to presenting an offer you can live with.

And when you’re ready to start your real estate search, count on Royal LePage State Realty to show you the way. We’ll help you find the right home, in the right neighbourhood, at the best price.

Preparing to buy

Needs vs. Wants
Types of Ownership
Understanding Market Conditions
First-Time Buyers

How to Choose the Right Agent
Understanding Agency

Organizing your Finances

Get in gear to apply for your mortgage

Down Payment
Your Credit
Know What You Can Afford
Getting Pre-Approved

 

Viewing Homes

How Your Agent Can Help
Choosing a Neighbourhood
House Hunting
Visiting Open Houses

Making an Offer

Elements of an Offer to Purchase
Negotiating
Inspections & Appraisals
Hiring a Legal Professional

Closing the Purchase

Get educated on extra expenses.

Closing Costs to Consider
Land Transfer Tax